Joseph D. Federico's Blog
1. Mark Twain House, ConnecticutIn 1873, Samuel Langhorne Clemens (Mark Twain) and his recently wed wife, Olivia began work on their home in Hartford, Connecticut. Twain would go on to live what he described as the happiest and most productive years of his life. The museum holds many artifacts from Twain and his family, including his last pair of spectacles.
2. The Glass House, ConnecticutThe Glass House is a 49-acre experiment in modern architecture that lies in New Canaan, Connecticut. The structures on the estate were built in 1949 with industrial age materials like steel and glass (the main house being comprised of glass).
3. The House of Seven Gables, MassachusettsSalem, Massachusetts is mainly associated with the Salem Witch Trials and various pop-culture references that tie it to the supernatural. Most of the witch trials of 1692 involved residents of neighboring Danvers (then Salem Village). The House of Seven Gables was built by a Salem sea captain named John Turner in 1668.
4. Old Sturbridge Village, MassachusettsAs its name suggests, Old Sturbridge village is a reconstructed village that depicts an average New England village in the 1830s. It includes a school, country store, bank, a working farm, and several homes.
5. The Breakers, Rhode IslandThe Breakers was constructed as the summer home of Cornelius Vanderbilt II in 1893. It is a gilded age mansion on the ocean that represents the opulence and grandeur of its time.
6. Hildene, VermontThe home of the Lincoln family built in Manchester, Vermont in 1905. It was constructed by Robert Lincoln, son of Abraham Lincoln and was excluseively the home of Lincoln decendents until 1975.
7. Jackson House, New HampshireThe Jackson House in Portsmouth, New Hampshire is the oldest wood-framed house in New Hampshire. It was built ca. 1664 and has post-Medieval English architectural motifs.
8. Castle Tucker, MaineCastle Tucker was built in 1807 in coastal Wiscasset, Maine. Visitors are offered a glimpse into the lives of the Tuckers, a well-known shipping family. Economic difficulties meant the home was seldom renovated and one of the most well-preserved Victorian era homes in the region.
9. Tenement Museum, New YorkWhile many homes on the list tell the story of well-to-do families, the NYC tenement museum takes visitors through a multi-floor tenement building that housed over 7,000 working class immigrants.
10. Lyndhurst, New YorkLyndhurst, an estate overlooking the Hudson river in Tarrytown, New York, is an American Gothic revival mansion. It housed many prominent figures including a a New York City mayor and a railroad tycoon.
A lot changes when you move into a new home. For the first few weeks you’ll most likely be focused on getting everything arranged and put away in their proper locations. You’ll be adjusting to your new work commute, meeting the neighbors, finding out where to shop, and so on.
It’s easy to forget about updating your budget during the first couple of months in your new home. However, if you want to be mindful of your spending and gauge the true cost of living in your new home, it’s essential to start tracking expenses and creating your budget as soon as possible.
In this article, we’re going to show you how to make a new budget for your new home so that you can start accurately planning your long term finances. That way, you and your family can rest assured that you aren’t living above your means in your new home and can stop stressing about spending.
Cost of living changes
When most of us move we think about the change of our mortgage payments, property taxes, and home insurance. However, there are several smaller changes that will occur in your day-to-day spending habits that you might not think to update in your budget.
First off, make a note of how much you’re spending on transportation (whether it’s train fare or gas for your car) in your new home and adjust this on your budget. This is hard to predict before you move since you can’t be sure of the traffic patterns until your first trip to the office.
Next, make a list of your monthly services, including utilities. We’re talking about internet, cable, trash and recycling, heating and electricity, and so on. At the end of the first month, add each of those to your budget and decide if you want to spend less on any of them.
One surprise expense that many people have when they move is the cost of internet. Your old plan at your former residence might not cut it if you move to an area with different coverage.
Furnishing your new home
Even if you’re moving with most of your furniture and appliances, there will likely still be expenses that you’ll need to plan for in your new home.
It might be tempting to make all of these purchases at once so that you can feel like your move is “complete.” However, the best course of action is to include these items into your monthly budget so that you are prepared for emergency expenses.
Decide which items you need the most in your new home, and prioritize purchasing those on the first month. You’ll likely realize after just the first couple of nights in your new house which items you need now and which can wait.
Budgeting apps and tools
Everyone has their own preferred method of record-keeping. Some people keep their budget in a notebook or planner, whereas others like to use an app that they can access on their phone or laptop.
There are dedicated budgeting apps and web applications that link to your bank account and tell you how much left you can spend that month and if there is an issue with your budget. Several such apps are available for free in both Android and Apple app stores.
For a simpler budget, you can simply use the spreadsheet application of your choice (Excel, Numbers, and Google Sheets are all sufficient).
Regardless of what tool you use, make sure you check in on your budget frequently to ensure you’re sticking to it and making adjustments as needed.
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Ready to purchase a home this fall? To land your dream house at a price that fits your budget, you'll want to know exactly what it takes to browse the real estate market in autumn.
Ultimately, securing a home in fall can be quick and simple, particularly for homebuyers who understand the ins and outs of the autumn housing market. Here are three tips that every homebuyer needs to know to find a house in fall:
1. Examine the Autumn Housing Market Closely
In many instances, a home seller may list a house at the beginning of summer in the hopes of a quick sale. However, a home seller who fails to generate significant interest in his or her residence may be more likely to lower the price of the house to sell the property in autumn.
Homebuyers who study the fall real estate market may be able to identify bargains. These homebuyers should look at factors such as how long a home has been available and the prices of comparable houses in a specific area and plan accordingly.
Furthermore, don't forget to consider your personal budget as you search for homes in autumn. By doing so, you can avoid the temptation to overspend on a residence.
2. Submit Competitive Offers
In fall, if you find a home that you like, you should submit a competitive offer. This may enable you to secure your dream home and accelerate the homebuying process.
Ideally, you should submit a data-based offer, i.e. a proposal that takes into account the current state of the real estate market and the condition of the home. With this proposal, you'll be able to minimize the risk that a home seller will decline your offer or submit a counter-offer.
Although a home may have lingered on the housing market throughout summer and into fall, there is no need to submit a "lowball" proposal, either. Remember, if you submit an offer that is well-below a home seller's asking price, you may miss out on the opportunity to purchase your dream home. But if you submit a competitive offer from the get-go, you can avoid this risk entirely.
3. Collaborate with an Experienced Real Estate Agent
For homebuyers who want to avoid stress as they explore the real estate market, there may be no better option than hiring an experienced real estate agent.
An experienced real estate agent will be happy to help you find your dream home in fall. This real estate professional can set up home showings, provide you with in-depth home listings and help you prepare to submit an offer on a home. Plus, your real estate agent knows how to handle tough negotiations and will work on your behalf to help you secure your dream home at the best price.
Employ an experienced real estate to help you go from homebuyer to homeowner this autumn. With a real estate professional at your side, you can accelerate the homebuying process.
Moving into a new home can often be a frantic, exhausting task. Matters are made worse if the house you are moving into wasn’t cleaned thoroughly after the previous movers left.
However, the best time to clean a house is before you move in. This is due to the fact that cleaning shelves is easier before they’ve been filled, and vacuuming carpets is simpler if the house doesn’t yet have any furniture.
So, in this article we’re going to show you the best way to clean your new home before you move in to avoid having to move objects around once you’ve brought them inside.
Before moving day
The idea moment to clean your new home is before the moving truck arrives. If possible, pick a day after the previous owners have moved out that is close to your move-in date. Bring all of your cleaning supplies with you, including cloths, towels, a duster, vacuum, hardwood floor polish, glass cleaner, bathroom cleaner, and so on.
It might be tempting to just start scrubbing as soon as you’re inside, but first take a moment to walk through the house and make a list of all the cleaning tasks you would like to accomplish before moving in.
Not only will your list help you determine how long you’ll need to clean, but it will also give some organization to your day and keep you on track.
On or after moving day
You don’t always have the luxury of being able to clean your new home beforehand. If you’re moving across states or are on a tight move-in/move-out schedule, you might have to clean your house as you move in.
In this case, the best solution is to organize your boxes and furniture by room. Then, when moving them inside, put them in the corner of a room in a neat pile. This will leave access to most of the room so that you can clean before putting things away.
Make sure you and your family are on the same page in terms of organizing items on moving day. If you have family members who start unpacking boxes, let them know they could be more helpful by picking up a duster or cleaning some windows rather than putting items in their future places.
Room by room cleaning
There are some rooms in your house that require special attention. Let’s start with the kitchen.
When it comes to cleaning your appliances (refrigerator, oven, microwave, etc.), it’s a good idea to spray on some degreaser or baking soda/vinegar solutions in advance to let them soak and loosen up any debris before you start scrubbing them. Soaking them all at once will help you save time cleaning.
The bathroom poses a challenge when moving in for two reasons. Since bathrooms tend to be small and crowded, it can be hard to work inside of them if there are boxes in the way. To avoid this, stack all of your bathroom items outside in the hallway or in the bathroom closet while you clean.