Joseph Federico - Donahue Real Estate Company | Dedham, MA Real Estate, Canton, MA Real Estate


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Buying property can be fun, but it can also be exhausting. You want to find a place that fits your personal lifestyle and invest in a home that'll bring you years of happiness. As you're looking at shorefront real estate:

1. Understand Your Access Rights to the Water

On the surface, it may look like a no-brainer that you have access to the water, but many people learn the hard way that their beautiful waterfront views don't have easements that allow access to the lake, pond, or ocean. Most people don't want a beautiful view of the water without being able to use it.

2. Know Your Waterfront Buffer Zones

State and local regulations may prohibit your landscaping plans from making forward progress if you're too close to tidal waters. Know the buffer zones before you buy so you're not stuck with a landscape you don't love.

3. Learn Your Littoral Rights

If you purchase waterfront real estate, you may very well be granted littoral rights—that is, you'd have unrestricted rights to use that water as though it was land. The government may also own the water up to a certain point, so it's best to gain this knowledge up front.

4. Know if You have Riparian Rights

If you purchase a non-riparian waterfront property, you likely won't be able to have a private dock or pier on the water. Since this is one of the major reasons people want to own waterfront property, it's important to understand these rights before you buy.

5. Understand Your Obligations Regarding Water Depth

You don't have any control over Mother Nature, but you do often have certain obligations in terms of what you're permitted to do in certain water depths. You may need to build a deck farther out into the water than you'd first anticipated in order adhere to depth regulations.

6. Look at the Fixtures Surrounding the Property

Certain watercraft, such as sailboats, need far more clearance than others. If your potential property is directly next to fixed-height bridges that wouldn't enable you to enjoy leisure time on your sailboat, that may not be the best home for you. Alternatively, people who enjoy kayaking wouldn't need to be concerned with fixed-height structures. In fact, those areas might be best for this type of buyer.

7. Research Regulations Impacting Docks and Piers

It's not atypical to have to purchase pier permits. Depending on your location, these regulations may be governed by federal, state, or local institutions. It's best to have an idea of the cost before you get your heart set on a single property.

8. Include Flood Insurance in Your Monthly Costs

Natural disasters can bolster the cost of flood insurance. Even if you think you'll never need it, a waterfront property is always best protected when flood insurance is calculated into the cost.

9. Know How Secluded You Really Want to Be

Waterfront real estate is appealing because it's quiet and serene, but if this will be your year-round residence, make sure you've taken winter into consideration if you're looking for lakefront property where snowfall can change the landscape quickly. Super-secluded spots can make it difficult to get to the store when blizzards hit, so you may want to look for a place that has easy access to shopping. However, if you're willing to rough it, or if you'll only be using the property in the summer, seclusion is a great way to go! Of course, if you're looking for beachfront property in Florida, parts of California or the Carolinas, winters won't really be a concern you'll have to worry about.

10. Explore the Pros and Cons of Private Beaches Versus Public Shores

There are pros and cons to each. Make sure you have an idea what you're looking for before you and your real estate agent start house-hunting, but be open to possibilities if your real estate agent has a property they insist you must see.

As you're shopping for waterfront real estate, be sure to keep these tips in mind. The more you know, the more likely you'll be to find a home that makes you happy for many years to come. Contact me if you have questions about buying waterfront property!


Ready to purchase a home this fall? To land your dream house at a price that fits your budget, you'll want to know exactly what it takes to browse the real estate market in autumn.

Ultimately, securing a home in fall can be quick and simple, particularly for homebuyers who understand the ins and outs of the autumn housing market. Here are three tips that every homebuyer needs to know to find a house in fall:

1. Examine the Autumn Housing Market Closely

In many instances, a home seller may list a house at the beginning of summer in the hopes of a quick sale. However, a home seller who fails to generate significant interest in his or her residence may be more likely to lower the price of the house to sell the property in autumn.

Homebuyers who study the fall real estate market may be able to identify bargains. These homebuyers should look at factors such as how long a home has been available and the prices of comparable houses in a specific area and plan accordingly.

Furthermore, don't forget to consider your personal budget as you search for homes in autumn. By doing so, you can avoid the temptation to overspend on a residence.

2. Submit Competitive Offers

In fall, if you find a home that you like, you should submit a competitive offer. This may enable you to secure your dream home and accelerate the homebuying process.

Ideally, you should submit a data-based offer, i.e. a proposal that takes into account the current state of the real estate market and the condition of the home. With this proposal, you'll be able to minimize the risk that a home seller will decline your offer or submit a counter-offer.

Although a home may have lingered on the housing market throughout summer and into fall, there is no need to submit a "lowball" proposal, either. Remember, if you submit an offer that is well-below a home seller's asking price, you may miss out on the opportunity to purchase your dream home. But if you submit a competitive offer from the get-go, you can avoid this risk entirely.

3. Collaborate with an Experienced Real Estate Agent

For homebuyers who want to avoid stress as they explore the real estate market, there may be no better option than hiring an experienced real estate agent.

An experienced real estate agent will be happy to help you find your dream home in fall. This real estate professional can set up home showings, provide you with in-depth home listings and help you prepare to submit an offer on a home. Plus, your real estate agent knows how to handle tough negotiations and will work on your behalf to help you secure your dream home at the best price.

Employ an experienced real estate to help you go from homebuyer to homeowner this autumn. With a real estate professional at your side, you can accelerate the homebuying process.


Four candidatesInterview different agents before hiring the real estate professional who will act as your representative in the purchase or sale of your property. Find an agent who will work for you. Don't be afraid to interview different prospects. The person you hire will be the individual you are relying on to uphold your desires, preferences, and best interests in all real estate matters. Find out whether the real estate agent works full time or part time and how available to you the agent will make him or herself. If you are a first time home buyer make sure your agent is knowledgeable and experienced, as you may not want your representative to be going through the same learning process that you are. If you are selling, or if you're looking to buy in a certain town, find an agent who does a lot of business in the area and may have an office nearby. Find an agent who will work with you.  Real estate transactions are relatively detailed and sometimes can become lengthy processes. You want to hire someone you feel comfortable with and someone you will get along well with on a professional level. Make sure the real estate agent you hire is someone you aren't afraid to express your opinions to. You don't want to be afraid to ask questions of your agent because whether you're a seasoned real estate veteran or a first time buyer, questions may arise. Interviewing different agents to suit your needs is necessary. Certain agents may feel more comfortable with certain clients. Some agents may love working with first time buyers, are familiar with the first time buying experience, and have the ability to point these clients in the right directs, while some agents may prefer to deal strictly with sellers. In this case it would be important to be on the same page as an agent before signing any binding contracts with him/her. Determine your criteria and start interviewing!

Even a first-time homebuyer can become an informed shopper, i.e. someone who understands the ins and outs of the housing market. In fact, some of the best ways to become informed as you move along the homebuying process include: 1. Determine How Much Money You'll Need. How much money do you have to spend on a home? Find out by getting pre-approved for a mortgage and establishing a homebuying budget. Pre-approval for a mortgage may help you speed up your journey from homebuyer to homeowner. And with the right homebuying budget, you'll be able to narrow your home search to residences that fall within a set price range. Plus, you'll be able to avoid the dangers associated with overspending for a home, along with the risk of falling behind on mortgage payments down the line. In addition, try to determine how much you'll need to cover the down payment, closing costs and other fees you may encounter during the homebuying process. By doing so, you'll be prepared to manage your expenses and ensure you have enough money to purchase your dream home. 2. Evaluate a Wide Range of Houses. Although you might fall in love with the first house you view, it is important to keep in mind that the real estate market is filled with a variety of exceptional residences. Therefore, if you spend some time attending open houses and home showings, you may be better equipped to find the right home quickly. For homebuyers, it usually is a great idea to create a list of must-haves for your house. This list will allow you to search for residences that fit specific criteria. Furthermore, don't forget that an informed homebuyer frequently asks questions as he or she assesses a residence. There is no such thing as a bad question to ask during an open house or home showing, and ensuring all of your concerns and queries are addressed is paramount in your quest to find the right home at the right price. 3. Collaborate with a Friendly, Experienced Real Estate Agent. When it comes to finding your dream home, who says you need to navigate the homebuying process alone? Instead, find a friendly, experienced real estate agent to guide you along the homebuying journey, and you can reap the benefits provided by a housing market expert. Your real estate agent will serve as a key contributor in your efforts to discover your ideal home quickly and effortlessly and will help take guesswork out of the homebuying process, too. Moreover, your real estate agent will be able to set up home showings, keep you up to date about new real estate listings in various cities and towns and provide comprehensive insights and resources into the housing market. As a result, this professional will make it simple for you to move along the homebuying process and guarantee you're satisfied with the end results. Be an informed homebuyer – use the aforementioned tips, and you should have no trouble purchasing your dream residence.



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